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Home Loan

Our Home Loan product comes at the most competitive rate and affordable EMIs spread over a longer tenure. Our partner Bank & cater to all your loan needs. So, what are you waiting for? Let’s build your nest together

Why choose Home Loan?

Competitve Interest Rates

Avail Loan Amount at an Attractive Interest Rate

Quick Approvals

Get Instant Funds with Quick Approval

Flexible Tenure

Flexible Home Loan with customizable tenure and repayment options.

No Hidden Charges

Enjoy Full Transparency with No Hidden Charges

Maximising Your Home Loan Approval: Dos and Don'ts

Dos

Investigate loan and property details thoroughly.

Plan for unexpected expenses wisely.

Keep all necessary paperwork organised.

Improve your credit before applying for a Home Loan.

Don'ts

Avoid taking a loan amount that stretches your finances too thin.

Avoid making hasty decisions due to pressure from agents or lenders

Don’t select a lender based solely on the lowest interest rate.

Avoid taking a home loan if your debt-to-income ratio is already high.

Home Loan Options for All Your Needs

Purchase of Residential Property

Secure a loan to buy your dream home effortlessly.

Acquisition of Land

Get financing to acquire land for future construction.

Home Construction

Build your custom home with our flexible construction loans.

Home Expansion

Expand your living space with our easy expansion loans.

Home Renovation

Upgrade and renovate your home with our renovation loans.

Balance Transfer

Transfer your existing loan for better terms and rates.

Home Loan FAQs

1. What is Home Loan?

Any amount of money borrowed from a bank or an NBFC for the purchase, expansion, or construction of a home at a certain fixed or floating rate of interest, payable in EMI or Equated Monthly Instalment over an agreed period, is termed as a Home Loan.

2. Who is eligible to apply for a home loan?

Generally, any salaried or self-employed individual with a stable income, good credit history, and the legal capacity to contract can apply for a home loan. Specific eligibility criteria, such as age, income, employment type, and credit score, may vary between lenders.

3. How much loan can I get for a home purchase?

The loan amount you can get depends on several factors, including your income, repayment capacity, credit score, age, and property value. Lenders typically provide loans up to 80%-90% of the property’s market value.

4. What is the interest rate on a home loan?

Home loan interest rates can vary depending on the lender, the loan amount, the tenure, and the borrower’s credit profile. Rates are generally classified as either fixed or floating (variable). Fixed rates remain constant throughout the loan tenure, while floating rates can change based on market conditions.

5. What is the tenure of a home loan?

Required documents typically include proof of identity (Aadhaar card, PAN card, passport), proof of income (salary slips, bank statements, income tax returns), proof of residence, property documents, and photographs. The exact documents required may vary depending on the lender and the applicant’s profile.