Soiled Currency Guidelines

Soiled Currency Guidelines

What is a soiled note? A ‘soiled note’ means a note which has become dirty due to normal wear and tear and also includes a two piece note pasted together wherein both the pieces presented belong to the same note and form the entire note with no essential...
Understanding Human Life Value (HLV) in Life Insurance

Understanding Human Life Value (HLV) in Life Insurance

A critical concept in Life Insurance is the “Human Life Value”. It’s a method of calculating the amount of life insurance a family would need based on the financial loss they would incur if the sole bread winner of a family is no more. There are a number of factors...
Understanding Your Monthly Salary Deductions

Understanding Your Monthly Salary Deductions

When you receive your monthly salary, the amount credited to your account may often differ from the gross salary mentioned in your offer letter or employment agreement. This difference is due to various deductions. Knowing how to check and understand these deductions...