What is a soiled note? A ‘soiled note’ means a note which has become dirty due to normal wear and tear and also includes a two piece note pasted together wherein both the pieces presented belong to the same note and form the entire note with no essential...
A critical concept in Life Insurance is the “Human Life Value”. It’s a method of calculating the amount of life insurance a family would need based on the financial loss they would incur if the sole bread winner of a family is no more. There are a number of factors...
When you receive your monthly salary, the amount credited to your account may often differ from the gross salary mentioned in your offer letter or employment agreement. This difference is due to various deductions. Knowing how to check and understand these deductions...
1. Higher Equity Exposure Doesn’t Always Mean Higher Returns Investing in equities is often touted as a high-return option, but relying solely on bull markets is a risky game. Bull markets are cyclical and won’t last forever. Overexposure to equities, especially...
In today’s fast-changing world, the ability to learn and adapt has become essential for career success. Long gone are the days when a single degree or skillset could support an entire career. Now, lifelong learning and continuous upskilling are key to confidently...
In a world where competition is fierce and industries are evolving rapidly, having technical expertise is no longer enough. Employers are now looking for something extra—soft skills. These are the personal and interpersonal abilities that help people work well with...