In the course of using Lokmanya Multipurpose Co-Operative Society Limited website or applications availing the products and services vide the online application forms and questionnaires, Lokmanya Multipurpose Co-Operative Society Limited and its affiliates may become privy to the personal information of its users, including information that is of a confidential nature.

Lokmanya Multipurpose Co-Operative Society Limited is strongly committed to protecting the privacy of its users and has taken all necessary and reasonable measures to protect the confidentiality of the user information and its transmission through the world wide web and it shall not be held liable for disclosure of the confidential information when in accordance with this Privacy Commitment or in terms of the agreements, if any, with the users.

The policy is applicable to all persons (natural and artificial) i.e. covered persons whose personal information is either collected/ received/ possessed/ stored/ dealt in/ handled by Lokmanya Multipurpose Co-Operative Society Limited (the Society) or who visit the site (https://lokmanyaonline.com) and provide information to the Society in online/offline mode, are covered under this policy.

Lokmanya Multipurpose Co-Operative Society Limited endeavours to safeguard and ensure the security of the information provided by the user. The user would be required to co-operate with Lokmanya Multipurpose Co-Operative Society Limited in order to ensure the security of the information, and it is recommended that the users necessarily choose their passwords carefully such that no unauthorised access is made by a third party. The users should undertake not to disclose their password to anyone or keep any written or other record of the password such that a third party could access it. Lokmanya Multipurpose Co-Operative Society Limited undertakes not to disclose the information provided by the users to any person, unless such action is necessary to:

1. Conform to legal requirements or comply with legal process;
2. Protect and defend Lokmanya Multipurpose Co-Operative Society Limited ‘s or its Affiliates’ rights, interests or property;
3. Enforce the terms and conditions of the products or services; or
4. Act to protect the interests of Lokmanya Multipurpose Co-Operative Society Limited, its Affiliates, or its members, constituents or of other persons.

The users shall not disclose to any other person, in any manner whatsoever, any information relating to Lokmanya Multipurpose Co-Operative Society Limited or its Affiliates of a confidential nature obtained in the course of availing the services through the website. Failure to comply with this obligation shall be deemed a serious breach of the terms herein and shall entitle Lokmanya Multipurpose Co-Operative Society Limited or its Affiliates to terminate the services, without prejudice to any damages, to which the user may be entitled otherwise.

Lokmanya Multipurpose Co-Operative Society Limited will limit the collection and use of user information only on a need to- know basis to deliver better service to the users. Lokmanya Multipurpose Co-Operative Society Limited may use and share the information provided by the users with its Affiliates and third parties for providing services and any service-related activities such as collecting fees for such services, and notifying or contacting the users regarding any problem with, or the expiration of, such services. In this regard, it may be necessary to disclose the user information to one or more agents and contractors of Lokmanya Multipurpose Co-Operative Society Limited and their sub-contractors, but such agents, contractors, and sub-contractors will be required to agree to use the information obtained from Lokmanya Multipurpose Co-Operative Society Limited only for these purposes.

The user authorises Lokmanya Multipurpose Co-Operative Society Limited to exchange, share, part with all information related to the details and transaction history of the users to its Affiliates / banks /financial institutions / credit bureaus / agencies/participation in any telecommunication or electronic clearing network as may be required by law, customary practice, credit reporting, statistical analysis and credit scoring, verification or risk management and shall not hold Lokmanya Multipurpose Co-Operative Society Limited liable for use or disclosure of this information.

Any information that is freely available or accessible in public domain or furnished under the right to Information Act, 2005 or any law for the time being in force shall not be regarded as data or information for the purpose of this and the Lokmanya Multipurpose Co-Operative Society Limited shall not be responsible for the same. The Society may change this policy time to time.

The privacy practices set forth in this policy are for https://www.lokmanyasociety.org, https://www.lokmanyasociety.in , https://www.lokmanyasociety.com, https://lokmanyaonline.com, https://lokmanya.in, website and other application only. Lokmanya Multipurpose Co-Operative Society Limited website may contain links to other websites of similar interest. However, once user click these links and leave the society’s website, user should note that Lokmanya Multipurpose Co-Operative Society Limited does not have any control over other websites. Therefore, Lokmanya Multipurpose Co-Operative Society Limited cannot be held responsible for the protection and privacy of any information which user provides whilst visiting such websites and such websites are not governed by this privacy statement. User should exercise caution and look at the privacy statement applicable to the respective website(s).

When user access Lokmanya Multipurpose Co-Operative Society Limited website from a computer, mobile application from mobile phone, or other device, the Society may collect information from that device about the browser type, location, and IP address, as well as the pages user visits. The websites keeps track of the pages a user may visit by appropriately capturing the IP addresses, browser information, etc. using cookies. The information collected using cookies might be used for analysis of user behaviour. Lokmanya Multipurpose Co-Operative Society Limited is not liable if the cookies are used by advertisers or any other third parties when user visit Lokmanya Multipurpose Co-Operative Society Limited website or mobile application from other sites or if user visit another site after visiting Lokmanya Multipurpose Co-Operative Society Limited website / mobile application.

You should consult the respective privacy policies of these third-party ad servers for more detailed information on their practices as well as for instructions about how to opt-out of certain practices. Lokmanya Multipurpose Co-Operative Society Limited’s privacy policy does not apply to, and we cannot control the activities of, such other advertisers or web sites. We may use your Personal Information to contact you with newsletters, marketing or promotional materials and other information.

We reserve the right to update or change our Privacy Policy at any time and you should check this Privacy Policy periodically. Your continued use of the Service after we post any modifications to the Privacy Policy on this page will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Privacy Policy. We are not responsible to separately/individually inform or intimate to registered customer for change made in Privacy Policy by the society.