Enquire More
Features & Benefits
Interest Rate 10.25% (Simple and Quarterly Payouts)
Minimum Investment Rs. 10,000/-
Term of Deposit 555 days
Additional interest rate 0.50% for Senior Citizen
Scheme Details
- Lokmanya Mahila Udaan Nivesh Yojana 2025 is a specially designed fixed-term deposit scheme to empower women by offering secure, high-yield investment opportunities.
- The scheme is available for a limited period from 1st March 2025 to 30th April 2025, making it an exclusive investment opportunity for women.
- The deposit term is fixed at 555 days, ensuring a stable and predictable return on investment.
- Investors will earn a competitive interest rate of 10.25% per annum, making it one of the best deposit options available.
- Additional benefits include a 0.50% extra interest for senior citizens and bulk deposits of ₹10 lakh and above, with an effective rate of up to 10.75% per annum (only one benefit applicable).
- The scheme requires a minimum deposit of ₹10,000, making it accessible to a wide range of investors.
- Interest is calculated using the simple interest method and is credited quarterly to provide steady returns.
- Premature withdrawals are allowed, but a penalty of 2.5% per annum will be deducted from the applicable interest rate.
- A loan facility is available up to 90% of the deposited amount, providing financial flexibility at 2% above the deposit interest rate.
- The scheme is exclusively for female depositors, ensuring financial empowerment for women.
- For joint deposits, the first account holder must be a woman to qualify for the scheme.
- This scheme is ideal for women looking for safe, high-return investments with flexible liquidity options.